Website Policy and Terms & Conditions
About This Policy
This website policy applies to the Super Car Loans website (Website) and any other website (collectively referred to as Site), which is operated on behalf of Swift Loans Australia Pty Ltd ACN 59 600 167 084 and Australian Credit Licence Number 461533 and its related bodies corporate (we, us and our).
We are committed to protecting your privacy. These policies explain how your personal information will be treated as you access and interact with this Site. Our policy may change from time to time. You should check our website from time to time for our latest policy.
Collection & use of information
We may collect personal information from you directly or via your use of our services. We will only collect personal information that is reasonably necessary for, or directly related to, our functions or activities.
Our service providers or we may collect the following types of Site-related information:
- Information in relation to your web page ‘Http headers’ and home server domain names, IP address, the type of computer you are using, and the type of web browser you are using.
- We also collect information on what pages visitors to our Site access. This information can be both user-specific or collected in aggregate.
- We receive and store certain types of information, ie ‘cookies’, whenever you interact with our Site.
- The email addresses of visitors that communicate with us via email. To ensure that we are providing materials of interest to you, we may monitor whether you opened a particular email or have clicked on the images or links therein.
- To enhance usability and for website behavioural analysis, we collect information related to the way in which you use our website; in particular, whether you complete online forms or, if not, where you drop off as well as your movement around the page.
Information from third parties
Our Site also contains links to the websites of third-party providers of goods and services (Third Party websites). If you have accessed Third Party websites through our Site and if those third parties collect information about you, we may also collect or have access to that information as part of our arrangements with those third parties. Where you access a Third Party website from our Site, cookie information, information about your preferences or other information you have provided about yourself may be shared between the third party and us.
Advertising and tracking
When you view our advertisements on a Third Party website, the advertising company uses ‘cookies’ and in some cases ‘web beacons’ to collect information such as: the server your computer is logged onto; • your browser type; • the date and time of your visit; and the • performance of their marketing efforts. When you access our Site after viewing one of our advertisements on a Third Party website, the advertising company collects information on how you utilise our Site (eg which pages you view) and whether you complete an online application. We may use third-party service providers that track your website usage behaviour while on our website for the purposes of providing us with information to determine how better to organise our pages.
Security of information
You understand that any message or information you send using the Site may be read or intercepted by others, even if there is a special notice that a particular transmission is encrypted. All content and services on or available through the Site are provided on an ‘as is’ basis and we do not make any representation or give any warranty or guarantee in respect of the Site or its content. You indemnify and will keep us indemnified for any claims or liabilities that you or we may be liable for as a result of your breach of this policy. You agree that by using the Site, you will be solely responsible for ensuring the security of access to the Site by third parties.
When you send a completed online application to us, we retain the information contained in that application. We are able to then use that information to provide any financial services that you require. You may be able to also suspend and save online applications, so you can complete and send the applications at a later time. If you suspend or save your application, the information that you have entered will be retained in our systems so that you may recover the information when you resume your application. We may view online applications that have been suspended or saved. We may use third-party service providers to analyse the way you fill out our online forms. We will not be liable or responsible for: 1. any failure to perform, or delay in the performance of, any of our obligations under this policy that is caused by any act or event beyond our reasonable control, including failure or suspension of public or private telecommunications networks; 2. the Site not meeting your individual requirements or the Site containing defects or errors, as the Site has not been developed specifically for you. It is your responsibility to ensure that the facilities and functions of the Site meet your requirements; 3. any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your mobile device, data or proprietary material due to your use of the Site; or 4. breaches caused by a third party accessing your Super Car Loans account as a result of your failure to ensure the security of access to the Site from your computer or mobile device.
General Advice Warning
Swift Loans Australia Pty Ltd trading as Super Car Loans informs you that any advice given on this website is general advice only. Before you act on the advice, you should consider whether this advice is suitable for you. You should read the relevant Product Disclosure Statements before purchasing any products or services if applicable. You should always refer to your accountant or a registered tax agent before taking out finance. While we make every attempt to give you the best and most accurate possible product information, Swift Loans Australia Pty Ltd trading as Super Car Loans, its agents, employees and accredited lenders will accept no responsibility for any loss that may arise. Any quotes displayed by our calculators are subject to clients eventual product choice and personal status. The insurance products listed on this website are issued by our partners. Please consider the relevant Product Disclosure Statement before making a decision about any insurance product featured on this website.
While Swift Loans Australia Pty Ltd trading as Super Car Loans has attempted to ensure that all information, representations, illustrations and other matter contained on this website are accurate at the time of publication, product features, specifications and pricing are subject to change without notice. The information on this website should always be read in conjunction with other materials and information available from Swift Loans Australia Pty Ltd trading as Super Car Loans. To the extent permitted by law, Swift Loans Australia Pty Ltd trading as Super Car Loans excludes all express and implied warranties and all liability, whether direct, indirect, special or consequential, arising from negligence or otherwise relating to the use of this website, any inaccuracies and for any non-compliance by any goods or services with any representations, illustrations, specifications, product features or other information contained on this website. Where, by law, Swift Loans Australia Pty Ltd trading as Super Car Loans is not permitted to exclude its liability but is permitted to limit its liability, its liability will be limited to the maximum extent possible. Nothing in these terms and conditions should be taken to limit the operation of the statutory warranties implied under the Trade Practices Act 1974 (Cth) or related consumer protection laws. ALG is not responsible for the contents of websites that are maintained by third parties and therefore waives its liability for any links from this website to other websites.
Disclosure to overseas entities
We will not use or disclose sensitive information about you for direct marketing purposes unless you have consented to that kind of use or disclosure. We may use your personal information for direct marketing purposes. If you do not wish to receive direct marketing communications from us or from other organisations, you may opt-out by submitting a request to firstname.lastname@example.org. We will respond to your request as soon as practicable.
Trademarks and copyright
All copyright, trademarks (including the registered Swift Loans or Super Car Loans trademarks) and all other intellectual property rights in the Site and its content (including without limitation the pages screens, information and material) included in the Site and all software and source codes connected with the Site (“Intellectual Property”) is owned by Swift Loans Australia Pty Ltd or its related companies unless otherwise noted. Any use of the Intellectual Property without Swift Loans Australia Pty Ltd’s express permission is prohibited. This Policy was updated on 19 August 2019.